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IN CLASSIFYING A RISK, THE HOME OFFICE UNDERWRITING DEPARTMENT WILL LOOK AT THE APPLICANT'S PAST MEDICAL HISTORY, PRESENT PHYSICAL CONDITION, OCCUPATION In classifying a risk, the Home Office underwriting department will look at all of the following EXCEPT A. Applicant's present physical condition. B. of the Commercial Lines Manual. (2) "(a) rating" means a special risk rating underwriting procedure used for classifying and rating any risk that presents